15 Primary Tradeline
Authorized Tradeline

FAQ's

Yes. Tradelines are the best way to boost your score quickly. Your credit score is based on the tradelines that report to your credit from the furnisher so adding positive tradelines will increase your score immediately.
Once you make a minimum $200 deposited for your 15k primary line the Bank will contact you via email to finance the balance and set up your payments Over 4 Months. This primary line will report $15,000 to your credit report including whatever balance you owe to all 3 credit bureaus. This 15k Primary tradeline is new credit that will report every Month to your credit report as a revolving tradeline giving you comparable credit, low utilization and good payment history.
This revolving tradeline can boost your score 30-100pts depending on your credit report and give you comparable credit and bring down you average Utilization.
Authorized revolving Tradelines can boos your score 20-60pts depending on your credit report.
To get the highest boost you want to get a mixture of revolving and installment tradelines so that you cover all factors of credit scoring. A mixture of credit is 10% of your credit score so using a mixture can help with al factors below. For example, the primary line will give you comparable credit and low Utilization while authorized tradelines can give you comparable credit, good payment history and the age to bring up you average years of credit.

WHAT IS A TRADELINE?

A credit tradeline is simply an appearance on your credit report of an account you’ve established with a lender. Each tradeline includes detailed information about that account, including payment history, both positive and negative

HOW DOES A TRADELINE WORK?

A trade line is a record of activity for any type of credit extended to a borrower and reported to a credit reporting agency. A trade line is established on a borrower’s credit report when a borrower is approved for credit. The trade line records all of the activity associated with an account.

WHAT IS AN AUTHORIZED USER TRADELINE?

Authorized user tradelines work by adding one person to the tradeline of another person. This process allows those who are added as AUs to have a seasoned tradeline on their credit report.
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